Futurebright Insurance does not do business in all jurisdictions.

The precise coverage afforded is subject to the terms and conditions of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Evaluations, reports and recommendations are made solely to assist Futurebright Insurance in underwriting and loss control. Evaluation for any hazard or condition does not mean that it is covered under any policy. No warranties or representations of any kind are made to any party. Neither Futurebright Insurance nor its employees or agents shall be liable to any party for the use of any information or statements made or contained in any evaluation, report or recommendation.

Futurebright Insurance does not endorse or promote in any way the information found or products or services sold on other websites accessible from this site. Futurebright Insurance may provide links to certain websites without any warranty or representation with regard to the products or services, which may be advertised or promoted at those sites.

Product Availability: The products described in this Web site are available and intended only for distribution in Canada and only where they may lawfully be sold. The use of this Web site is restricted to persons currently resident in Canada.

Significant Policy Provisions: Many words used in and concepts depicted on this web site are defined terms or matters specifically dealt with in the policies and certificates of insurance to which this web site material relates. In all instances it is the terms of these policies and certificates which shall govern, including as to matters such as the scope of coverage or the outcome of any claim.

The Importance of the Information You Provide: The insurer relies very heavily on the information and statements you provide in your application to enrol. Any material misrepresentation, including, but not limited to your age or that of your spouse shall render void any insurance certificate issued. You must complete your own application for insurance or that of your spouse. A failure to do so renders your insurance policy void.

The Effective Date of Coverage: Coverage comes into effect on the date we receive your application to enrol, but ONLY if you pay your first premium when due. You must continue to pay the applicable premium to continue to keep your insurance in effect. We will send you confirmation in the mail, if you don't receive it, we did not receive your enrolment and you are not covered.

Evaluations, reports and recommendations: these are made solely to assist FutureBright Insurance in underwriting and loss control. Evaluation for any hazard or condition does not mean that it is covered under any policy. No warranties or representations of any kind are made to any party. Neither FutureBright Insurance nor its employees or agents shall be liable to any party for the use of any information or statements made or contained in any evaluation, report or recommendation.

Please call us at 1-888-788-7233 or email us at admin@futurebright.ca for assistance.